FTC Roundtable to Discuss Debt Collection Litigation; Continued Call for Public Comments
Have something to contribute in regards to Debt Collection Litigation? See below, you can file comments electronically. Personally I feel that lawyers should not be able to be both a debt collector and a attorney at the same time. They should either be attorneys or debt collectors. I guarantee you there would be fewer consumer lawsuits, especially bogus ones. Speak your mind and let the FTC know what you think. —- The Federal Trade Commission will host a public event on consumer protection issues arising when debt collectors sue consumers to recover on a debt. This will be the last in a series of three FTC roundtable discussions on these topics. WHO: “Protecting Consumers in Debt Collection Litigation: A Roundtable Discussion” WHEN: December 4, 2009, 9 a.m. to 5 p.m. Registration – begins at 8 a.m. WHERE: FTC’s Satellite Building Conference Center 601 New Jersey Avenue, N.W., Washington, D.C. 20001 This Roundtable follows up on the Commission’s February 2009 Report, Collecting Consumer Debts: The Challenges of Change – A Workshop Report, which announced that the FTC would hold regional roundtables to help develop policy recommendations related to debt collection litigation and arbitration proceedings. A group of state court judges, government officials, debt collectors and debt buyers, consumer attorneys and advocates, academics, and other stakeholders will discuss topics related to consumer debt collection litigation proceedings, such as service of process, consumer default rates, time-barred debts, evidentiary requirements in collection actions, and post-judgment issues. The Roundtable is free and open to the public. No pre-registration is required. The Commission will also offer a live webcast of the event for those who wish to participate but cannot attend. For details and a link to the webcast, go to http://www.ftc.gov/bcp/workshops/debtcollectround/index.shtm . Interested parties are encouraged to submit written comments or original research relating to debt collection litigation or arbitration proceedings through January 8, 2009. Comments should refer to “Debt Collection Roundtable – Comment, Project No. P094806.” To file electronically, follow the instructions and fill out the form at https://public.commentworks.com/ftc/debtcollectroundtable3 . Paper comments should include the above reference both in the text and on the envelope, and should be mailed or delivered to the following address: Federal Trade Commission, Office of the Secretary, Room H-135 (Annex A), 600 Pennsylvania Avenue, N.W., Washington, DC 20580. Comments containing confidential material, however, must be filed in paper form, must be clearly labeled “Confidential,” and must comply with Commission Rule 4.9(c). The FTC requests that any paper comments be sent by courier or overnight service , if possible, because postal mail in the Washington area and at the Commission is subject to delay due to heightened security precautions. Reasonable accommodations for people with disabilities are available upon request. If you need an accommodation related to a disability, please contact Bevin Murphy at 202-326-3224 or via e-mail at consumerdebtevents@ftc.gov . Your request should include a detailed description of the accommodations you need and a way to contact you if we need more information. Please provide advance notice. Link: FTC Roundtable to Discuss Debt Collection Litigation; Continued Call for Public Comments
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FTC Roundtable to Discuss Debt Collection Litigation; Continued Call for Public Comments
Picayune Poltroons: RICO?
Past leaders of Fannie Mae and Freddie Mac cooked the books to engineer larger bonuses for themselves. This is fraud. TITLE 18 > PART I > CHAPTER 19 > § 371. Conspiracy to commit offense or to defraud United States. This is a felony. Documents recently uncovered indicate the global warming hysteria was a scam intended to engineer one world government. Those involved in it were shown to have knowingly faked data to further their ends. This resulted in billions of … Read more: Picayune Poltroons: RICO?
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Picayune Poltroons: RICO?
Vancouver police seizing houses from criminal hands – Vancouver Sun
Vancouver police seizing houses from criminal hands Vancouver Sun The crimes were tied to marijuana growing operations, drug dealing, money laundering and investment scams . Six files from the VPD have concluded, … and more
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Criminal charges filed in massive Temecula and Murrieta real estate fraud case – Southwest Riverside News Network
Criminal charges filed in massive Temecula and Murrieta real estate fraud case Southwest Riverside News Network Duncan operated similar investment scams in Iowa, Wisconsin and Washington. As a result, all three states issued cease and desist orders and he was forced … Seven People Charged With $140 million in Fraud KESQ 7 charged in alleged securities and mortgage scam San Jose Mercury News Seven arrested in$150 million real estate fraud investigation The Desert Sun all 29 news articles
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Criminal charges filed in massive Temecula and Murrieta real estate fraud case – Southwest Riverside News Network
The Top 5 Antivirus Programs For Windows 7
The most important and challenging thing for computer users is protect their computers against all threats like viruses, worms, and other malware. There is an old saying that ‘prevention is better than cure’ so protect your computer with the best antivirus you can get now . Many viruses, worms, and other types of malware are released every day and most target machines that run Microsoft Windows operating systems. As you are probably aware, Microsoft has just released the newest version of their operating system – Windows 7. As ever, it promises to be more secure than previous versions but which are the best antivirus programs you can use with Windows 7? AVAST! Windows 7 Anti Virus: Avast! antivirus is one of the top antivirus programs that is known to be compatible with Windows 7. Avast! is offering full desktop security including a resident shield. Besides good performance it also offers the following – It is very easy to use and doesn’t take up too much system resource. Comes with changeable skins so you can customise a look you feel happy with. Anti-spyware protection is included. All Avast! products are available to download for a free 60-day trial period. Trend Micro Antivirus for Windows 7: Trend Micro Antivirus is one of the top 5 antivirus programs which is compatible with windows 7. Trend Micro is an antivirus company based in Japan ant they offer some exciting features – Trend Micro provides security for your computer against computer viruses, worms, Trojan horse programs, and related security threats. It blocks virus infections that arrive via emails. It provides excellent protection for your PC. This groovy antivirus program protects your files from being sent without authorization. Trend Micro Antivirus does not interrupt playing games or watching videos while scanning. Take 10% Off Trend Micro AntiVirus plus AntiSpyware 2010. Coupon Code: trendtav AVG Antivirus for Windows 7: The most familiar antivirus program for many computer users is AVG, a product from AVG technologies. AVG is compatible with Windows 7. Many people use AVG because of its excellent features such as – Having a good user interface that is simple to understand. Having a quick installation time that doesn’t require your system to be rebooted. AVG has come up with three new components called Web Shield, Link Scanner and AVG Toolbar. Link checker is from Exploit Prevention Labs – the main advantage of this technology is to block dubious content in websites. Kaspersky Antivirus: Kaspersky, the Russian security specialist, offer an antivirus program with the following benefits – The new Kaspersky is attuned for Windows 7. Kaspersky provides real time scanning of files, web pages and e-messages. It scans and protects your PC against all viruses, spyware, phishing attacks and identity theft. Has an excellent look, very ease to use and has a good user-friendly interface. The newest feature is Kaspersky Toolbar for Internet browsers to warn you about infected or unsafe websites. Check out the Kaspersky Lab Online Store for more information. AVIRA Antivirus Software: Another windows 7 compatible antivirus is Avira antivirus. This program offers the following features – Avira is provided with a free version option. Good user-friendly interface.. Virus database is automatically updated. Automatically blocks websites which may harm your PC. Overall the new Avira is compatible with windows 7 without any problems. Which is your favourite antivirus program for Windows 7? See the rest here: The Top 5 Antivirus Programs For Windows 7

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The Top 5 Antivirus Programs For Windows 7
Just How Secure Are PDF Files?
One of the great things about computers and the Internet is how easy it is to create document files and then share them between machines and users. There are several formats that you can use to create files, the two most popular being word documents and PDF files. Hacker Manipulation Over the past couple of years, however, hackers have found that they can manipulate these types of files. They are now able to hide exploits within these files that can compromise your computer. They also use the knowledge that since these files are so popular, they can disguise a harmful .exe file as a pdf file and people will not question whether it is safe or not. We will hopefully show you that for the most part PDF’s are safe but you still need to be careful with them. These types of files have turned into another attack vector for hackers. In the last 12 months Adobe has released patch after patch trying to protect new vulnerabilities found in pdf files. Buffer Overflow There was the vulnerability that was found that let hackers send an attack to your computer through the use of a buffer overflow created when the PDF file was opened. There was also an attack found a month after that that if you were looking at a PDF file in windows explorer, that was all that was needed for it to attack your computer. You didn’t even have to click on it to activate the attack. This is why you have to be careful with opening all types of files on your computer. Most people, even tech savvy people, have never heard that a PDF can be exploited. So people will download them from strange sites and never ever bother to run an antivirus check on them to see if they are secured. Hackers are using your trustful nature against you in this case. Exploited .exe Files Since people are more trustful with opening a strange PDF file more than .exe file there is an older attack that will exploit the trust factor that I talked about above. This is an old trick of hiding your exploited .exe files as PDF files. They shape the name of the file so that it shows up with an PDF icon on the file. This is an easy attack to spot if you have “show file extensions” turned on in your operating system. Just go into your control panel and then go into the file manager. You will then see the option to turn this feature on. Also you can avoid being trapped by this attack by running a virus scan on the file. Any file that you get over the Internet you should run an antivirus scan on anyway, just to be on the safe side. So I have gone over how a PDF file can be dangerous to your system. Now that you know that there is a risk, hopefully you will not take any file lightly. More: Just How Secure Are PDF Files?

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Senior Anti-Crime University teaches residents to avoid scams, prevent fraud … – Prescott Daily Courier
Senior Anti-Crime University teaches residents to avoid scams , prevent fraud … Prescott Daily Courier Goddard and his staff members began the senior university with one goal in mind: to lessen the chance of scam artists taking advantage of senior citizens. … and more
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Senior Anti-Crime University teaches residents to avoid scams, prevent fraud … – Prescott Daily Courier
Man Accused In Investments Scam Pleads Guilty – KGTV, 10News.com
Man Accused In Investments Scam Pleads Guilty KGTV, 10News.com SAN DIEGO — A La Mesa man who ran investment scams pleaded guilty Tuesday in a San Diego court. Raymond Charles “RC” Anderson admitted guilt for six counts … Go here to see the original: Man Accused In Investments Scam Pleads Guilty – KGTV, 10News.com
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Phishing – What Is It?
Phishing is an illegitimate method of extracting the personal and other financial details of a person. Basically, it is a process of tricking a person on the internet to retrieve their banking passwords, bank accounts, phone number, credit card details, etc. This practice has grown over exponentially over last few years. The imposters send you emails that can lure you into entering your personal details somehow into the mails sent by them and once they get what they want, they will raise a toast and have a bash on your hard-earned money. The laws and police have become very vigilant and tough to nail these kinds of fraudsters. Fraudulent E-Mails The preferred mode of Phishing is via sending fraudulent emails. Note, though, that reputed organizations like Amazon, eBay and banks never ask anyone for their password in their emails. Next, whenever you open a phishing email, then the link in that mail will always open a site that has no security encryption. For instance, the valid url of the site will not have HTTPS at the beginning and many email links have some other extension like .rs at the end of the email. Moreover, the format of the email is very generic whereas the reputed organization always refers to you with your customer id number in their emails. The most effective manner to remain protected from phishing scams is that you have enough knowledge to recognize one instantly. However, installing pop up blockers and spam filters in your browser is yet another step you can follow. See the original post: Phishing – What Is It?

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Real Estate & Mortgage 2 – Foreclosure Meltdown Fraud & Scams …
Fannie Mae and Freddie Mac, to the best prices … … Real Estate First Time Home Buyer Mortgage Foreclosure Fraud Scam Meltdown Marketing Loan Modification Program Seller Closing Cost Tax Credit FHA Federal Housing Administration … Here is the original post: Real Estate & Mortgage 2 – Foreclosure Meltdown Fraud & Scams …
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mb’s towing policies are a scam – Myrtle Beach Sun News
mb's towing policies are a scam Myrtle Beach Sun News I work for Michelin Tire Co., and we can call or e-mail personnel when we have problems such as these and the company will warn other employees of the scams … See more here: mb’s towing policies are a scam – Myrtle Beach Sun News
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MBA’s Chief Economist Brinkmann on State of Housing | Froogalizer.com
All of this, however, points to the need to begin replacing Fannie Mae and Freddie Mac with a long-term solution. MBA has been working on this problem for over a year now and recently released its plan for rebuilding the secondary … Read the original here: MBA's Chief Economist Brinkmann on State of Housing | Froogalizer.com
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Amazingly, People Still Fall For Real Estate Get-Rich-Quick Scams – The Business Insider
Amazingly, People Still Fall For Real Estate Get-Rich-Quick Scams The Business Insider Feds recently seized a $7 million building in Brooklyn that they claim housed the investment scam , which duped investors of more than $6 million, … See the article here: Amazingly, People Still Fall For Real Estate Get-Rich-Quick Scams – The Business Insider
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Amazingly, People Still Fall For Real Estate Get-Rich-Quick Scams – The Business Insider
How To Lock Your Network’s Front Door
Securing your network The following security measures are relatively easy to implement, provided you read the manuals that came with your wireless devices. “The manual?” you ask. Yes, the manual. You know, it’s the thing propping up the short leg on your computer desk. Take it out for now; you’ll only have to deal with the wobble until we’re done. None of the measures described here are particularly dramatic, and there are ways to get around them. But, doing so requires some skill and understanding of networking. In this case, they serve as a sort of “intellectual firewall ” that prevents script kiddies from cracking your network. These steps include the following: 1. Change the default SSID. 2. Disable SSID broadcast. 3. Change the default IP subnet. 4. Consider disabling DHCP. 5. Enable MAC address filtering. 6. Change default administrative passwords. 7. Change default user names. 8. Enable WEP or WPA encryption. 9. Adjust broadcast power. 10. Set minimum connection speeds. 11. Set access times. Change the default SSID The first step toward making a WLAN reasonably secure is changing the default SSID. This is important because anyone using a wireless sniffer can determine what sort of access point you use by looking at the default SSID. Knowing your access point model allows the cracker to guess the rest of the default settings and attack your WLAN that much easier. Don’t change the name to something obvious like your street address (I have actually seen this done) or your name. Consider using random numbers or even changing it to something tike “NOTPUBLIC” or “NOTRESSPASSING” just to make a point. Disable SSID broadcast Wireless access points are set to broadcast the SSID by default. Turn this feature off to make it harder for casual wardrivers to discover your network’s name. It won’t stop a determined cracker from discovering it, though, because wireless NICs always broadcast the SSB3 when communicating with the access point. The procedure for disabling SSID broadcast is different for each manufacturer, so consult your access point’s manual. Once you turn off SSID broadcast, you have to configure each NIC manually and input the new SSID. Change the default IP subnet The next thing you should consider doing is changing the default subnet IP addresses. Each manufacturer has a default IP subnet, and this can make it easy for an attacker to discover the IP address of your access point. Consider also disabling DHCP and assigning static IP addresses. Consider disabling DHCP Most access points support built-in DHCP service. This allows the access point to assign IP addresses dynamically to new computers as they connect to the network and to computers that are reconnecting after a shutdown or reboot. This also allows an intruder to connect to the WLAN and have the access point assign him an IP address, which makes the intruder’s computer a legitimate member of the WLAN. By disabling DHCP, you make this far more difficult. You have to assign permanent (static) IP addresses to each computer on your WLAN and manually configure them. Once again, this is an extra step, but it is well worth the effort. Insider insight : Without DHCP enabled, an intruder has to monitor and analyze network traffic in an attempt to determine the IP subnet and addresses in use He can then assign himself an IP address and attempt to establish a connection. This makes it difficult for casual sniffers and neophyte intruders to access your WLAN. Enable MAC address filtering Another step that you can, and should, take is to enable MAC address filtering. Remember that each network device has a unique MAC address assigned by the manufacturer. Many access points have an option that allows you to restrict access to specific MAC addresses. This should block any MAC addresses that are not on the “allow” list from connecting to the network. This is effective, but it is not perfect. An intruder can monitor network traffic and discover the MAC addresses of legitimate computers on the WLAN. He can then change the MAC address of his NIC, which allows him to masquerade as a member of the network and connect even when filtering is turned on. Change default administrative passwords Change the default administrative passwords on all access points. Once again, these are public knowledge, and, if a cracker knows what type of access point you use, he’ll know the default password. This will aid him in attacking your access point. Caution : Write down the new settings and passwords, and store the list in a secure place. This will be helpful if you forget this information and need it at a later date. Change default user names Likewise, the tips above apply to your username too as these are also common knowledge. Enable WEP or WPA encryption As I mentioned earlier, even though WEP encryption is flawed and vulnerable, you should use it. Enable 128-bit WEP on your WLAN, and use it. With the relatively low traffic on a WLAN in a home, it could take a cracker several hours to collect enough packets to crack your WEP key. Again, each step you perform just adds another piece to the intellectual firewall you’re building. As a whole, these measures with discourage most script kiddies and casual wardrivers. Adjust broadcast power On some access points, you can adjust the broadcast power of the unit. I recommend that you experiment and turn this down as low as you can while still maintaining decent connection speeds between computers on your WLAN. The idea is to keep the signal within the confines of your house rather than having it reach across the street. This makes the signal more difficult to receive for outsiders. Wardrivers can use directional antennas to pick up weak signals at a greater distance, but doing this will at least make it harder for them. Set minimum connection speeds On many access points, you can set a minimum access connection speed. The further away from an access point an intruder is, the weaker the signal will be (both ways). Therefore, if you set the minimum connection speed higher, computers will have to be closer to the access point to connect and stay connected. Once again, this makes it harder for an intruder to access your WLAN because he will have to be closer to connect. Anyone standing on your lawn with a wireless laptop is probably up to no good unless he’s the water meter reader. Set access times Lastly, some access points allow you to configure the times of day to allow access. If it supports this, consider using it. If no-one is home during the day, consider configuring it to block all access between 8:00 a.m. and 5:00 p.m. See original here: How To Lock Your Network’s Front Door

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How To Lock Your Network’s Front Door
Apt Political Statement Sign
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Apt Political Statement Sign